banking solutions

Personal banking

Being a part of a large financial conglomerate, we are one of the few Indian private banks that have access to
a holistic banking platform. We offer bespoke solutions to meet your banking and digital requirements.

Our Banking starts with you.
We offer seamless support for all your banking needs through a single private banking platform. Our advisors and bankers are backed by a secure banking platform and a specialist team, dedicated to analysing and developing optimum end-to-end banking solutions.

The many advantages of Kotak Private Banking. Exclusively for you.

Integrated Personal Banking Services

Lockers*

100% waiver on locker rental.

Exclusive Access Card**

Avail priority services for processing any transactions related to Kotak, and for in-person meetings with branch officials.

White Reserve Metal Credit Card^

  • Exclusive Club Marriott membership.
  • Unlimited lounge access at international and domestic airports.
  • 2 complimentary tee-offs at the finest golf courses in India and globally.
  • Low mark-up on international transactions.

Infinite Debit Card#

  • Unlimited lounge access at domestic airports.
  • Higher transaction and withdrawal limits of `5 lakhs and `2.5 lakhs respectively.
  • 1.5% foreign currency markup for all your international spends.

Payment Plus

The pioneer offering on our savings platform for bulk payments with a single click, enhanced by the Maker/Authorizer concept for superior security and efficiency.

Convenient Solutions for Everyday Banking

OTP Based Transactions

A service for clients who, while travelling, are unable to provide original signed forms immediately for the transfer of funds.

KPRIVATE

An exclusive call back service from a dedicated customer care desk. Just SMS KPRIVATE to 5676788.

Home Banking

Convenient pick-up and delivery of cash / Cheque / DD from your registered address.

KOTAX

Make instant and seamless direct tax payments like TDS, Self-Assessment and Advance Tax via Net Banking or Kotak Payment Gateway.

Email Indemnity Facility##

Execute transactions based on scanned instructions received from your registered email ID. Applicable for NEFT, RTGS, fund transfer, tax payment and mutual fund transactions.

Discover Réserve - a Savings Programme* by Kotak Private Banking. Click here to know more.

To know more about your Saving Account - features, charges and more - Click Here

Disclaimer:

Above features and benefits are applicable for Resident Savings Accounts only.

* Allotment of Locker is basis availability. Terms and conditions applicable for discounts.

**This is a virtual card and possession of the card does not provide any waiver / leeway to the existing process. All the existing processes / controls will be applicable to the transactions / services availed by the customers.

^Issuance of Credit card is at sole discretion of Kotak Mahindra Bank Ltd. All features and benefits are subject to Credit card terms and conditions

#For detailed terms and conditions, refer to www.kotak.com

##Original documents to be submitted subsequently.