wealth preservation & growth

Investments for NRI

While we invest time and efforts in growing and preserving your wealth,
you can invest yours in living your purpose.

For our non-resident clients, we offer the following investment related services.

Portfolio Investments Schemes

You can now invest in equity shares and convertible debentures of Indian companies in the secondary market on a repatriation or non-repatriation through a registered stock broker on a recognized stock exchange in India under the Portfolio Investment Scheme (PINS). With the Kotak Group of financial services, your transactions are seamless across accounts. It is easier than ever to invest and earn from the Indian secondary market through a PINS account designed for NRIs by the Reserve Bank of India.

As per RBI guidelines, NRIs should have a separate bank account exclusively for PINS purposes and all transactions relating to shares purchased or sold should be routed through this account and it should not be allowed to carry any other transaction which is not related to trading of shares.


Available in both NRE as well as NRO accounts
Average Monthly Balance (AMB) waived account
Free Net Banking access from anywhere and at any time
Cheque Book issued (only in Offline PINS set up)
Mandate facility is available (only in Offline PINS set up)
Joint holding is permissible
To know about our NRI Banking, click here

Note: Given specific provisions in the Income Tax Act and Foreign Exchange Management Act (FEMA) for Non-resident Indians, it is recommended that you get in touch with your relationship manager before making any investment decision. There are further specific compliances & stipulations which specific countries impose on their residents which need to be kept under consideration as well.