Our USP
Knowledge and Competence
- Natural Synergy
with Bank, Asset Management, Institutional Equities and the Investment Banking Business - Advisory Prowess
Institutionalised advice across asset classes, constant focus on meeting investment objectives - Asset Level Think Tanks
with internal and external members - Thought Leaders
Roll down strategies, factor investing, ESG framework
Sound Investment Framework
- Customised Investment Advice/Plan
basis risk profile and Investment Policy Statement (IPS) - Disciplined Advisory Approach
aligned to our institutional calls - Regular Reviews
Periodic portfolio review process - Maintenance of Records
of all investment decisions
Transparency and Alignment
- Transparent Fee Model
Elimination of product commission - Alignment of Interest
Portfolio aligned to the investment objectives & asset allocation as defined in the client's IPS
Our Advisory Process
Investment Policy Statement (IPS) Formation
Building Blocks
- Risk Profiling
- Exposure Limits
- Product Restrictions
Scope of Advisor
- Define IPS
- Formalise an Investment Committee
Asset Allocation Decisions
Building Blocks
- Strategic asset allocation (equity/debt/alternate allocations)
- Tactical asset allocation (market-based)
Scope of Advisor
- Recommend allocation in accordance with the IPS
Portfolio Buildup
Building Blocks
- Suitable and appropriate products
Scope of Advisor
- Evaluate all investment options and give recommendations basis suitability as per the IPS
Portfolio Monitoring
Building Blocks
- Periodic Review
- Monitor strategic and tactical allocation
Scope of Advisor
- Rebalance and take corrective measures
Optional: Aggregation and monitoring across multiple investment advisors
Building Blocks
- Aggregation of client portfolios across multiple advisors
Scope of Advisor
- Aggregation of portfolio & exposure analysis at a holistic level vs. the IPS
- Apply strategic and tactical asset allocation, mindful of overall allocation
- Review of consolidated portfolio across multiple investment advisors
Please Note: We offer investment services through Kotak Private Banking, housed in Kotak Mahindra Bank Limited and investment advisory services through Kotak Investment Advisors Limited.