banking solutions

Being a part of a large financial conglomerate, we are one of the few Indian private banks that have access to
a holistic banking platform. We offer bespoke solutions to meet your banking and digital requirements.

Personal Banking

Our Banking starts with you.
We offer seamless support for all your banking needs through a single private banking office. Our advisors and bankers are backed by a secure banking platform and a specialist team, dedicated to analysing and developing optimum end-to-end banking solutions.

We offer an array of customised & integrated personal banking services

Preferential locker rates††

exclusively for you.

Travel smarter

with a 100% waiver on issuance fee of multi-currency World Travel Card.

My Loan Desk

From Home Loans to Loans against Property, Car Loans and Loans against Securities, we offer comprehensive loan solutions, all in one place.

Wealth Service Desk at branches

Skip/ prioritize queue at cash counters.

Email Indemnity$$

Execute transactions basis scan instructions received from your registered email ID. Applicable for NEFT, RTGS, fund transfer, tax payment and mutual fund transactions.

Kotak Infinite Credit Card^^

An invite-only card that comes with portrait of the card holder and a host of offers and privileges.

Kotak Infinite Debit Card

Offers high purchase and ATM withdrawal limits, free access to 2 airport lounges per calendar and accidental insurance benefits.

Active Money facility$

Earn higher interest on the idle funds in your Savings Bank Account.

Home Banking

Ensures convenient pick-up and delivery for cash/ cheque/ DD from the registered address.

††Discount applicable, provided the locker is issued wherein the 1st holder’s classification in the system is K_WM . The allotment of the locker is subject to availability of the lockers in the respective branch.

^^Issuance of credit cards is at the sole discretion of Kotak Mahindra Bank Limited. All features and benefits are subject to Credit Card Terms and Conditions. Please read the Credit Card terms and conditions carefully provided on the bank website

$For FDs created through ActivMoney facility (2 way auto sweep facility), Regular Fixed Deposit rates will be applicable for all customers, including Senior Citizens. In case of FDs created through ActivMoney; FD gets created for a period of 180 days. For tenure below 181 days interest calculation is by simple interest method. Interest will be paid at the rate prevailing on the date of deposit for the tenure the deposit or the withdrawn amount remained with the bank or at the contracted rate, whichever is lower after deducting applicable penal charge(if any) for premature withdrawal as per Terms & Conditions of the bank.

$$Original documents to be submitted subsequently.